This report is based on a forum discussion that began on March 6, 2026, and describes the transition of the payment service ValoraPay into a suspected platform known for withholding funds.

Initially, a company representative using the nickname "Valora Pay" offered turnkey processing services for High-Risk and Low-Risk businesses, including iGaming and Betting. The promotional post claimed a high transaction success rate, multi-currency payouts, a flexible API, and turnkey solutions. Fees for ruble transactions ranged from 11% to 19%, depending on the method (C2C, SBP [Faster Payments System], mobile commerce).

However, on April 10, 2026, a client of the service, user UmaPay, posted a complaint directly accusing the company of a scam. According to UmaPay, the platform stopped processing payouts of earned funds. To unlock the withdrawals, the service's representatives demanded an additional deposit of $500, after which they stopped responding to messages and effectively stole the client's money.

The forum moderation team responded on April 16. Supermoderator Helber temporarily changed the thread title, adding a "Suspected Scam" tag, and issued a warning banner to the company due to their complete ignorance of UmaPay's complaints.

By May 22, 2026, more than a month after the initial complaint, the situation remained at a standstill. According to UmaPay, the company continues to completely ignore all contact attempts. This confirms the initial conclusion that the service operates a fraudulent scheme, coercing clients into making additional deposits under the pretext of withdrawing their own funds.